Wednesday, February 29, 2012

Corporate Responsibility for Improved Business Ethics | Corruption ...

By John Adam

Business ethics ? it?s far more than a buzz phrase. Business ethics are a real concern and there is a corporate responsibility to reduce corruption and improve accountability. Through the implementation of business ethics and practices, that?s exactly what can occur.

corruption and bribery

corruption and bribery

When there is a lack of ethics and corruption occurs it reduces a company?s working capital and it affects the bottom line in a negative way, as sooner or later corruption must be recovered from. There tends to be a snowball effect within a company who ignores business ethics. Small acts of corruption or human rights violations tend to grow slowly over time.

In the globalized economy the lack of business ethics will follow a company to its home base. What does this mean? It means if a company operates across a number of countries and in one or more of those countries does not operate ethically, it will follow the company to its home land, and even if business ethics are in place there, they will feel the wrath of consumers and the public alike. The lack of sound ethics hurts a company?s reputation and reduces the likelihood of long term sustainability. A code of ethics is designed to protect the company?s long term sustainability.

There is a corporate responsibility to incorporate solid business ethics within a business. In fact, it?s part of social responsibility for business to improve their practices in the countries they operate in. People are far more likely to seek out employers who have solid business ethics. In countries where ethical practices are minimal, those companies with the solid ethics are sought after for employment. When foreign companies are operating in a country the expectation is that they should behave in a manner above and beyond local companies.

We are moving towards a world that?s more moral, that has higher ethics, and that demands more from corporations operating within that world. Globalization has changed the way business occurs. No longer does a business stay secluded to its own small region, today these same businesses are competing globally, with pressure to conform to the demands of more advanced societies, otherwise they will simply be overlooked for a company that has put strong business ethics into place. Globalization is at the very root of the growth in the number of countries putting ethics laws and practices on the books.

As a Hong Kong academic, NG Thomas recognized the importance of strong business ethics to the long term success of a corporation. With a Masters in Law from the Queensland University of Technology, a Master in Business Administration from the University of Derby, and a Doctorate in Juridical Science at La Trobe University, NG Thomas has a solid business and ethical background and is in a position to see the big pictures on a global scale. Currently NG Thomas is completing his Masters in Liberal Arts in Sustainability and Environmental Management at Harvard University.

NG Thomas works with multinational companies focusing on business ethics and human rights. He works with all levels of government, private companies, and corporations in an effort to education and improves their business ethics practices.

Source: sarticles

Source: http://corruptionbribery.com/2012/02/29/corporate-responsibility-for-improved-business-ethics/

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A Quick Introduction To Web Marketing For E-Commerce Sites That ...

Those days when businesses, large and small, thought that an online presence is simply a fashion that should be humored are long gone. Enterprises have come to realize that the Internet presents tremendous opportunities and that it is perhaps the biggest consumer platform on earth. In order to make maximum use of this phenomenon, however, it is necessary to employ the SEO services.

It is important to understand how users go about finding and sing websites. Without this knowledge, it would be very difficult to develop an online marketing strategy. Users typically use search engines when they are looking for specific products and services. On the basis of the keywords provided by the user, the search engine presents a list of possibilities. This list can, and often does contain hundreds of thousands of websites.

Of course, users do not bother examining each possibility and only those sites near the top of the list have any chance of attention from the user. The secret is therefore to own a site that will feature at the top of lists presented by search engines. This can be achieved, but it requires the application of various techniques and an intricate strategy that makes full use of the formulae used by the search engines to determine the rankings of websites.

Specialists in online marketing strategies are able to employ various methods to enhance the site rankings of their clients. It would be very difficult for entrepreneurs to achieve satisfactory results on their own. The entire process is an ongoing one and new techniques and technology becomes available all the time. Online businessmen are better off doing what they do best, and that is to run their businesses.

A typical online marketing plan will consist of two major components. On the one hand, new clients have to discover the website and existing customers need to be motivated to visit the site regularly. It is especially the former target group that needs the application of sophisticated methods to ensure that the site come their attention. Publications, banner advertisements, competitions and a host of other techniques aim to get potential customers to visit a specific site.

Care should be taken when selecting professionals to develop online marketing strategies. They should have extensive experience and they should be able to present a portfolio of successful campaigns. In addition, potential marketers should master all the various techniques that can be used and they should stay abreast of new developments and trends. This field is dynamic and it is vital to be aware of new developments and learn how to use them to best advantage.

Great care should also be taken in selecting a marketing company that understands the principles of online marketing. There are many individuals that are able to use the various tools and utilities that are used in the marketing process, but that have very little background knowledge on how to actually develop a scientific marketing plan.

Without the help of a reputable SEO company it would be very difficult to implement an effective marketing strategy and it would be virtually impossible to increase the rankings of a specific website. The quality of the website has very little to do with it being noticed by potential clients.

If you are in need of any SEO services from a reliable and reputable SEO company, contact SEOShrink now. If you are looking for an SEO company to help with the intenet marketing of your website, visit us today.

Tags: Internet marketing

Source: http://articles.buildabetterbusinessonline.com/a-quick-introduction-to-web-marketing-for-e-commerce-sites-that-would-make-a-difference/

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Drug-Free Housing Helps Heroin, Oxycontin Addicts Recover (HealthDay)

[unable to retrieve full-text content]HealthDay - TUESDAY, Feb. 28 (HealthDay News) -- Drug-free recovery housing and day
treatment programs greatly improve the chances that those addicted to
opioids who have gone through detoxification will be able to kick the
habit, a new study shows.

Source: http://us.rd.yahoo.com/dailynews/rss/meds/*http%3A//news.yahoo.com/s/hsn/20120229/hl_hsn/drugfreehousinghelpsheroinoxycontinaddictsrecover

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Tuesday, February 28, 2012

Game Of Thrones/A Song of Ice and Fire?

Hello there! I am fairly new to this site though not to roleplaying. I've been roleplaying for a few years now. I would consider myself semi-lit to lit. I can write at least a paraagraph, usually more. I will never give a one liner. I'll be honest and say I prefer playing female, but I'm cool with doubling. I also prefer canon x OC in Fandom roleplays.
I'm looking for someone who will play Robb to my OC. I do have a plot in mind for this, so just ask about it. Um.. I think that's about it!

Source: http://feedproxy.google.com/~r/RolePlayGateway/~3/gP30S2KHA9Q/viewtopic.php

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Easy and Useful Macro: Right Fit Worksheet ? Business ...

If you?ve never created a Macro before, this one will be an easy starting place. A macro can be a simple recording of keystrokes that can be played back over and over again. The purpose of this macro is to set the column widths and row heights to the right size to accommodate the data their holding. Start with a worksheet where you?ve narrowed a few columns enough to show # signs in the cells. You may also want to select a few rows and make them either too wide or too narrow.

Worksheet

Columns too narrow, rows too tall and narrow.

  1. Start on the View tab, in the Macro group and click the Macro button.
  2. Select Record Macro Name it something easy, such as ?RightFitSheet?.
  3. Assign it a keyboard shortcut using your Shift key and a letter, like R for right fit. This way the shortcut will be Ctrl+Shift+R.
  4. Change the ?Store macro in?? field to Personal Macro Workbook. This way you can use it on any workbook. Record macro dialog box

    Record macro dialog box

  5. When you click OK, you will be recording your keystrokes. It?s always a good idea to take your hands off of keyboard and mouse at this point. You will want to be very intentional about what you do next.
  6. Select the cornerstone on the worksheet to select all cells (Ctrl+A twice works well, too). Be sure that all cells remain selected during the next two steps.
  7. Double-click between two column headers. Be sure your cursor is positioned between the two letters and appears as a horizontal double arrow.
  8. Now, double-click between two row headers. Be sure your cursor is positioned between the two numbers and appears as a vertical double arrow. Right size columns and rows

    Right size columns and rows

  9. Press Ctrl+Home to place your cursor in cell A1. This step is optional, but it?s always good to know where your cursor is going to end up when your macro completes.

Now reduce the column and row sizes again and try the shortcut you created (Ctrl+Shift+R)!

Want to understand more about macros? Attend our webinar on March 7, 2012 at 1PM Eastern.

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The only thing we ask is that you keep the article exactly as it was written and formatted, with no changes whatsoever. You also need to include the following attribution statement and link to our website:

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Source: http://www.businessmanagementdaily.com/30311/macro-right-fit-worksheet

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Monday, February 27, 2012

Elevated oil prices weighing on markets (AP)

[unable to retrieve full-text content]

A trader looks up at an information board just before the closing bell on the floor of the New York Stock Exchange, February 27, 2012. U.S. stocks rebounded on Monday from near 1 percent losses after the open to turn flat in late morning trading. REUTERS/Brendan McDermid (UNITED STATES - Tags: BUSINESS)AP - Elevated oil prices weighed on markets Monday as investors worried that the increases could choke off a burgeoning economic recovery, particularly in the U.S.


Source: http://us.rd.yahoo.com/dailynews/rss/stocks/*http%3A//news.yahoo.com/s/ap/20120227/ap_on_bi_ge/world_markets

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"Time Crystals" Could Be a Legitimate Form of Perpetual Motion

News | More Science

Physicists explore the concept that cold states of matter can form repeated patterns in time


Image: Flickr/Sam_Wise

The phrases "perpetual-motion machine"?a concept derided by scientists since the mid-19th century?and "physics Nobel laureate Frank Wilczek" wouldn't seem to belong in the same sentence. But if Wilczek's latest ideas on symmetry and the nature of time are correct, they would suggest the existence of a bona fide perpetual-motion machine? albeit one from which energy could never be extracted. He proposes that matter could form a "time crystal," whose structure would repeat periodically, as with an ordinary crystal, but in time rather than in space. Such a crystal would represent a previously unknown state of matter and might have arisen as the very early universe cooled, losing its primordial symmetries.

Wilczek describes his work in this article and in this one coauthored by Alfred Shapere of the University of Kentucky, that he posted on the physics preprint server, arXiv.org, on February 12.

"The papers themselves are perfectly respectable, undoubtedly correct, and interesting," says cosmologist Sean Carroll of the California Institute of Technology.

Known for his pioneering work in developing quantum chromodynamics, the theory that explains how the particles inside atomic nuclei stick together, Wilczek, a professor at the Massachusetts Institute of Technology, says he got his latest idea two years ago while teaching a course on group theory. That branch of mathematics, which uses matrices to describe the symmetries inherent in families of elementary particles, also describes and classifies the structure of crystals. Materials such as a liquid or a gas in equilibrium, made of uniformly distributed particles, exhibit perfect spatial symmetry?they look the same everywhere and in every direction.

But at very low or minimum energies, most materials can't retain that symmetry, and they crystallize. The regular geometric pattern of a crystal lacks complete spatial symmetry; the structure does not look the same everyplace. Because crystals have less symmetry than before, physicists say they exhibit spontaneous symmetry breaking. Equivalent processes occur in many domains of physics. A type of broken symmetry, which would be indicated by the presence of the Higgs boson now being hunted at the Large Hadron Collider, would explain why subatomic particles have mass.

Wilczek says he started wondering whether the concept of an ordinary three-dimensional crystal could be extended to four dimensions, with the extra dimension that of time. A time crystal would spontaneously break what Wilczek calls "the mother of all symmetries"?the symmetry of time translation, which holds physical laws remains the same regardless of what time it is. A time crystal would change with time but keep coming back to the same form it began with, like a clock whose moving hands periodically return to their original positions.

The difference from an ordinary clock or other periodic process is that a time crystal, as with a spatial crystal, would be a state of minimum possible energy. At first glance, that poses a contradiction. A time crystal by definition must change with time in order to break time translation symmetry. But a system with minimum energy ordinarily can't move. If it could, then additional energy could still be extracted, until the system achieved a true minimum energy, a motionless state.

"At first I thought this was easy, then that it was impossible," Wilczek noted in a recent lecture at Arizona State University at Tempe. "Now I think it's neither easy nor impossible."

Source: http://rss.sciam.com/click.phdo?i=f7d47b6673eaafa407b7713b4121b270

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Different Types Of Car And Van Lease Contracts And Finance ...

Posted by?Author?on?Sunday, February 26th 2012?????

A beneficial alternative to purchasing a vehicle can often be to enter a car or van leasing contract. This consents the use of the vehicle(s) for a predefined time in return for a set fee. Leasing Contracts of this nature are governed by provisions, agreed to by both parties in a concise document referred to as the Terms and Conditions of Agreement.

The vehicle leasing may be used for commercial or private use and accommodate the lessee in a variety of ways. The leaser will benefit from the arrangement as well. A variety of leasing plans are available and this is what we shall be considering hereafter.

Private leases that may or may not have maintenance conditions, will permit the use of the vehicle for an allotted time frame. The lessee will be given the choice if the vehicle will be maintained by the leaser or not during this time. Upkeep may include tire replacements, oil change and the capability to acquire a substitute vehicle should the vehicle break down. The agreement that requires no management or maintenance of the vehicle normally presumes that the lessee may be required to pay extra charges and fees for excessive or unreasonable wear and tear.

The lessee has the opportunity to contract specific terms for the lease. A typical lease normally sets guidelines and limits for the vehicle?s mileage. Limits usually include the number of miles the vehicle may be driven. Typically ten thousand miles per year for passenger vehicles, with fees for anything over the agreed upon amount, is the norm. However, some leases will permit, for an additional fee, this amount to be increased if necessary. A lease may specify that any added cost will be transferred to the lessee.

Leasing companies are forming alliances with vehicle financing companies so that the potential lessee gets certain benefits when referred by leasing companies. These benefits may take the form of a waiver on certain sign up fees or an extension of the financing arrangement should the lessee decide he/she wants to buy the vehicle after the end of the lease contract .

Many companies also offer business lease contracts. Business contracts are ideal for companies who want to use a vehicle(s) for a period of between twelve to sixty months for the purposes of business operations or errands.

This can come with the option for maintenance benefits such as tire repair and relief cover in the event of a breakdown which is a valuable guarantee for any business. For this type of contract the vehicle remains the property of the leaser. Some lease companies are flexible enough to allow lessees to decide on the way the lease payments are calculated monthly.

Cross border leasing arrangements are available from some large companies too. This is an option for the vehicle to be leased to someone in another country. It is common in European countries where there may be benefits due to differential taxation of assets across the various countries.

Loan payments are normally considerably higher than Leasing Fees for vehicles of identical make and plate. This alone makes leasing appealing for many people. Couple this with less strict qualifying procedures and optional advantages, and the result is a fast growing sector in many countries, where leasing is becoming more popular and in demand.

Source: http://johncullendodge.com/blog/different-types-of-car-and-van-lease-contracts-and-finance-options/

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The Great IRA/401K Hoax

HTML Ready Article. Click on the "Copy" button to copy into your clipboard.

By: Michael Sankowski

Copyright (c) 2012 Trend Following 101

Many people believe their IRA actually helps them create wealth.

People may think this because of the relentless marketing by big Wall Street firms. It could have been the relentless cheerleading by CNBC. It could have been their only choice from their employer.

But it doesn't matter. All that matters is most people have horrible results with their IRA - absolutely horrible. People have lost tremendous amounts of money due to investing in their IRA.

Since the year 1998, stock market returns would disappoint even the lowest expectations. These returns are even worse once you take into account inflation - I'd say they are embarrassing! I choose the total stock market return for the last 14 years - since January 1998. The great thing about this website is you can account for inflation too. Adjusted the returns for inflation, you're making 1.2% in the stock market! Those are horrible returns.

But here is the kicker - most people pay fees in their IRA and mutual funds. These fees are very high. Most people pay about 4% per year in fees for the IRA and mutual funds they hold in their IRA.

It's horrible news. Subtract 4% from the measly 1.2% returns of the last 14 years, and you're losing money. You'd have been better putting the money in a mattress, and using some of it to light fireworks on the 4th of July. At least you would have had a bit of fun once a year, and known it was safe the rest of the time.

Here are the sad facts. About 50% of the people in the United States work for small businesses, according to the Census bureau. And small businesses pay dramatically higher fees for their IRA's and mutual funds. I gave a number of 4% fees - and this was being generous. Some many people pay fees as high as 4.8%. Small companies, because they lack negotiating power due to the few employees they have on staff, often have to rely on costly plan providers, such as insurance companies.

Social Security is Better Investment than the Stock Market over the last 14 Years

It's almost impossible to believe, but you'd do better putting your money into a government program.

You've heard how Social Security is a bad investment? Well, it is. It's a terrible investment. You're only likely to make 2% on your money in social security.

But it turns out Social Security is actually a great investment compared to your most people's IRA. Those 2% returns on Social Security are after inflation and after fees.

For most people, Social Security is a better investment in the stock market once you take into account inflation! Ouch.

This doesn't look good for the IRA. Social security has outperformed the stock market by about 5% per year over the last 14 years.

I've made the case we're in store for another 5-10 years of bad stock market returns. Sometimes, bear markets last for decades. The one after the great depression did.

So don't expect some miracle rally to make it all better. It's probably not happening in the next 5 years.

This is disturbing, depressing news for many people. However, it's entirely possible to do better - to do much, much better.

How to Beat the Market in Your IRA

You can get better returns in your IRA by taking advantage of a Trend Following strategy and applying it within your IRA.

With a small amount of work and some basic trend trading principles, you can make more money in your IRA. Not only that, you can make more money with lower risk, and lower fees.

People everywhere are complaining about their retirement accounts and are afraid of having nothing left with which to retire. But the good news is that you can make more money in your IRA (and 401k's too) if you can do a few simple things.

First, you need to make sure your IRA and 401k fees are as low as possible. Fees are wealth killer #1: high fees usually equal poor returns. If you are paying high fees, get out of that IRA program and go somewhere with low fees. You can shop around for this.

It's worth the few hours of time it will take to make the shift. You will make the equivalent of thousands dollars per hour just by shifting to a low fee IRA custodian!

When you do this, make sure you avoid paying the transfer taxes. Also, make sure you can invest in low fee ETF's and have low fee stock transactions. There are several large brokers out there who are excellent low-cost choices. Consult with your advisor on these procedures and be careful to do it correctly.

Then, you need something more than buy and hold stock market. If you use Buy and Hold you get problems like 2008 where you lose 30% in a matter of weeks. Many people panic and pull their money out during these panic times, so they miss out on the recoveries.

But can you protect your wealth within a retirement account? Well, the answer is with a bit of work, and a bit of knowledge, yes.

When you use market-action based rules and keep your fees low, you can dramatically reduce the risk you face, while increasing the returns to your portfolio. A good example is the SPY. The SPY is a popular, low fee S&P 500 index ETF - it's cheap and easy to use in your IRA.

Using the techniques of Trend Following, you would have avoided most of the downward move in 2008, and also caught most of the upward move in 2009.

This strategy can turbocharge the returns in your IRA. Using this moving average rule since 2000 would have nearly doubled your returns in the stock market. That's fantastic!

But even better, the worst loss with this rule would have been about 5%. That's the worst loss, not the smallest. The stock market lost 40% in 2001-2002, then 50% in 2008. Losses of this magnitude are absolutely terrifying.

So keep in mind that you have choices when it comes to your IRA and 401Ks and some of them can make you a lot more money for your retirement.

Author Resource:->??Michael Sankowski lives in Oak Park, IL and when not playing the guitar, has been a professional trader for 20 years. He's traded billions of dollars on four continents and is a well-known financial writer. He's a CFA, CAIA, and has created patented Futures products. He is the President of Trend Following 101 and GenerateFX, a forex information site.

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Source: http://www.articlecupboard.net/Art/483057/226/The-Great-IRA-401K-Hoax.html

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Sunday, February 26, 2012

Tigerdirect: Sony VAIO VPCSE13FX/S 15.5in Laptop Core i5-2430M 4GB 640GB 11n BT $800

4.40 lbs, 0.97in thin. Tigerdirect has the Sony VAIO VPCSE13FX/S 15.5in Laptop w/ Intel Core i5-2430M 2.40GHz, 4GB DDR3, 640GB HDD, DVD+-RW, 802.11n, 512M AMD Radeon HD 6470M, webcam, bluetooth, Windows 7 Home Premium 64-Bit for only $799.97 + $9 shipping. Tax only in FL, IL, NC.

Source: http://www.xpbargains.com/index.php/send_deal/241223

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Why when I sync my iPad calender with google calender do 1 day events become 2?

All times are GMT -5. The time now is 12:22 AM.

Powered by vBulletin? Version 4.1.6
Copyright ? 2012 vBulletin Solutions, Inc. All rights reserved. This website and its content is copyright of iPadForums.net - ? iPadForums.net 2011. All rights reserved. iPadForums.net is not associated with Apple in any way. We are an enthusiast site dedicated to the Apple iPad. Our goal is to offer iPad owners help and assistance with all iPad related activities. Part of the Apple Forum Network. If you are interested in the iPhone or Verizon iPhone be sure to check out the iPhone Forum.

Source: http://www.ipadforums.net/new-member-introductions-site-assistance/65527-why-when-i-sync-my-ipad-calender-google-calender-do-1-day-events-become-2-a.html

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Saturday, February 25, 2012

Doctors' Union To Decide On Industrial Action

Doctors' leaders are holding talks later on whether to vote on taking industrial action after a row over the Government's controversial pension reforms.

British Medical Association (BMA) members are angry at proposed changes to pensions which involve higher contributions, an end to the final salary scheme, and alterations to the automatic lump sum payable on retirement.

Last month, doctors and medical students overwhelmingly rejected the Government's "final" offer on pensions.

The BMA said the changes would see younger doctors paying more than ?200,000 extra over their lifetime in pension contributions and work eight years longer, to 68.

Officials have urged the Government to reopen talks with the health unions, but said neither the Treasury nor the Health Department had signalled any change to their position.

If a ballot for some form of industrial action is ordered, it will be the first among doctors since the 1970s.

It comes amid claims some hospital bosses are fiddling figures to meet Government waiting list targets.

Meanwhile, leaders of a teaching union on Friday rejected the pension changes, delivering a fresh blow to the coalition's hopes of ending the long-running dispute.

The executive of UCAC, which represents thousands of teachers, headteachers and lecturers in Wales, warned that the option of further strikes remained open.

The union leaders, meeting in Aberystwyth, said they wanted to negotiate further with the Government, and will step up its campaign alongside other unions to press for improvements to the offer.

The row over pensions remains deadlocked, with some unions warning of fresh industrial action, possibly on March 28.

Source: http://web.orange.co.uk/article/news/doctors_union_to_decide_on_strike_action

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Second Marine acquitted of hazing California Marine who killed self

Orozco2
A second Marine has been acquitted of hazing a?Marine from California in the hours before he commited suicide in Afghanistan.

A court-martial Friday in Hawaii found Lance Cpl. Carlos Orozco III not guilty of assaulting and humiliating Cpl. Harry Lew, 21, before Lew?killed himself April 3 in Helmand province. Orozco was charged with hitting and kicking Lew.

A different jury had found Sgt. Benjamin Johns, 22, not guilty of similar charges. Lance Cpl. Jacob Jacoby pleaded guilty to assault and was given 30 days' confinement.

The three Marines were angry at Lew, from Santa Clara in Northern California,?for repeatedly falling asleep while on guard duty, according to testimony. He killed himself with his rifle.

Lew's aunt, Rep. Judy Chu (D-Monterey Park), has called for congressional hearings on hazing in the military.

-- Tony Perry in San Diego

Photo:?Lance Cpl. Carlos Orozco III arrives at the court-martial in Hawaii. Credit: Associated Press / Kent Nishimura

Source: http://feeds.latimes.com/~r/lanowblog/~3/jM77fltfMgY/second-marine-acquitted-of-hazing-california-marine-who-commited-suicide.html

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Payday loan ? Apply for a Cheap Help Close to hand Most ...

Nowadays cash advances are actually more popular then ever in loan market therefore the only root of this is certainly the incredible to allow money at the moment most. Falling in financial disaster would happen to you at every day of all time and situations go worst when you're just unprepared to handle the crisis. During the time apply for cash advances.

Introduction

Which makes them are named so because engineered absolutely help fulfill the space between the two consecutive paydays. As long as you're not having enough cash presently the month but if your next payday remains to be abroad alternatives supply you the info money. You will need money a result of a amount of reasons like paying a medical expense or cannot long awaited weekend holiday trip with your loved ones members that you merely do exactly n't need to convert down.

Some facts you need to know

Online payday loans give a possibility to secure what might close to $2000. Associated with interest charged but is sort of high. Prehaps you are responsible for an interest rate of 25% among the amount taken. You pay big money back on or before your next payday. Given that you aspire to extend this repayment term that comes at high charge. Lenders itemizes their service you with good penalty regarding any default within your repayment.

Online payday loans now are included as two forms - secured and unsecured. Secured forms might need some security to generally be pledged which might be anything prefer your home, jewelries etc. However in case of unsecured ones you do not have to put any security from the loan. And it also gets the money kind of faster also, nevertheless there is no demand for any verification.

Procedure

Each day obtain the money used in your money is always produce the lender with all your current account number during which all transactions are made. Logging on to look for a lender with suitable stipulations are a smart decision.

Instant Online payday loans CANADA - Get Suitable Loans With Faster Pace

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Which makes them are quite obvious and effective; therefore, for anybody occupied with processing of those loans, then throw every person worries and doubts aside. Because these loans are short term installment loans, the borrower turns into a very short repayment term to the finance amount. However, this repayment term may increased professionals the necessity and repayment capacity for the borrower. For extending that repayment term, the borrower would need to pay extra fees. Basically, instant faxless payday loans CANADA may be the perfect answer each financial problem.

Instant payday cash loans CANADA carry high apr but this apr is sort of reasonable, since lender provides alternatives without demanding any unnecessary information or detail. If you're an unfavorable credit borrower and can be hesitating in availing alternatives because of your unfavorable credit history then relax, since you can also avail alternatives without having any other apr. Poor credit borrowers is also able to avail the specified loans amount by requesting to get a unfavorable credit instant loan. Basically, alternatives offer unbiased financial solution each borrower; therefore, secure alternatives for upcoming short-term financial requirements and live a financially free life.

This article was written by Damon Mizinnes

Source: http://www.chameleoncafesf.com/blog/payday-loan-apply-for-a-cheap-help-close-to-hand-most

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Home Inspection: On Common Problems and Getting the right ...

Molds. Odors. Cracks. These are words that homeowners do not want to hear they have in their properties. They know that if they have such things at their homes or buildings, it means trouble. Other problems like standing water in the basement or moisture and mildew do not only keep you from enjoying your home, but can also be a cause of sickness and diseases. Water that is in your basement, for example, can cause damage to your walls and floors. It can destroy carpeting, ruin furniture and then lead to an even more serious problem?molds.

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Basement water proofing solutions are necessary to protect not only your property but also the stuff that you store in them. Because what we store in the basement are usually important and irreplaceable items like photo albums, antiques, and family heirlooms, it will be extremely saddening if we are to lose these things during an unexpected flood or leak. It is always better to be prepared than to be sorry, but sometimes damages and calamities cannot be avoided. In cases where floodwater or leaks have severely damaged your home or building, there are water damage restoration services in Toronto that can still revive your property.

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Dealing with repairs or structural issues within our homes becomes difficult if we are unskilled in doing the work ourselves. Finding a good and reliable renovation contractor who does a variety of home and building maintenance can save you a lot of time and money. Some of these common remodeling and renovation services include house painting services in CA , mold inspection, plumbing services, basement crack repair, service and installation of heating and air conditioning, home improvements and restoration.

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Research plays a big role also in finding the right contractor for your home improvement and repair needs. It always makes us more at ease to get people who are experienced in their industry. Therefore, a good contractor should be licensed and be able to show you past projects they have accomplished. If you get to see photos or actual locations and even get to talk with past clients, you can make an informed decision whether to hire a particular contactor or not.

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Whether you move or stay in a house or apartment, keeping its areas functioning and well maintained should be a priority. Potential buyers or sellers of properties will definitely get more value for a place that is in good, livable condition. Building inspection services around Toronto from certified and licensed renovators or remodeling companies make it easy to find out the true condition of a home or building. Getting a property inspection in Toronto will provide a huge advantage for real estate holders. It can give buyers and sellers valuable knowledge about a home?s major components and systems by conducting thorough visual examination and assessment to detect defects and deficiencies of that particular unit.

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Home or building inspection is something that needs to be done when you are buying a property or living long-term in one. It is important to know the condition of a house to find out whether you have major issues with molds, termites, leaks or need special services to fix cracked walls, damp and wet basements or the like.

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Do not take your home for granted. You can easily detect and avoid major structural problems and issues if you conduct home inspections and get reliable contractors for your project.

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For more information, you may click these home inspection toronto, commercial inspection services and mold inspection toronto or visit http://www.emmanuelhome.net/

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Source: http://www.fusicles.co.uk/Articles/tabid/189/articleType/ArticleView/articleId/104518/Default.aspx

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Friday, February 24, 2012

Oscars 2012 Predictions: Best Original Screenplay - Tracylynch4's ...

Woody Allen will most likely be rewarded for 'Midnight in Paris,' but we have our hearts set on 'A Separation.'
By Kevin P. Sullivan


Owen Wilson and Rachel McAdams in "Midnight in Paris"
Photo: Sony Pictures Classic

One of the major complaints about this year's Academy Awards race is that most of the winners feel decided already. Sure, "The Artist" is going to win Best Picture. Viola Davis probably already has Best Actress locked up. But the competition for Best Original Screenplay doesn't even feel like a competition at all. The Academy has already spoken, and they're going with an Oscar favorite.

What's really unfortunate here is not that the category is so predictable, but that the Academy didn't venture more into independent film to find their nominees. "A Separation" stands out as one of the more refreshing nominees, but as the obligatory "indie" nominee, "Margin Call" could easily be swapped out for the likes of Jeff Nichols' "Take Shelter" or Sean Durkin's "Martha Marcy May Marlene."

Of all the films nominated for original writing, here are our predictions for the category in 2012:

Who Will Win: Woody Allen for "Midnight in Paris." After 40-plus years of making movies, Allen delivered a film that went on to become his most financially successful ever. An achievement by a writer/director of his caliber will rarely go unrewarded at the Oscars, and deservedly so. "Midnight in Paris" is perfectly all right with being ridiculous, even going as far as to not explain the main character's time-traveling abilities. More importantly, the film was about something, the allure and emptiness of nostalgia, in a year that's been obsessed with traveling back in time emotionally. Even if the plot became repetitive at times, even the most cynical viewers had to find some joy in watching the like of Hemingway and the Fitzgeralds speaking words written by Allen.

Who Should Win: Asghar Farhadi for "A Separation." Anytime the Academy has an opportunity to do something utterly unexpected, that's where my heart will lie. A win for the Iranian film would not only buck old Academy stereotypes, but reward a truly deserving film. "A Separation" follows a married couple as they decided whether to stay in Iran and care for an ailing parent or leave to better the life of their young daughter. Launching from that already provocative starting point, the film goes unexpected places while keeping the audience's attention every step of the way.

The MTV Movies team has the 2012 Oscars covered! Stick with us for everything you need to know leading up to the awards show, and on Sunday, February 26, tune into MTV.com at 5:30 p.m. ET for our three-hour red-carpet live stream and updates on the night's big winners.

Related Photos

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Rancho Cucamonga Mortgage

Source: http://tracylynch.typepad.com/blog/2012/02/oscars-2012-predictions-best-original-screenplay.html

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AMSAT-UK Satellite Talk at Telford | Southgate Amateur Radio News

Paul Robinson 2E1EUB will be guest speaker at the Telford and District Amateur Radio Society (TDARS) on Wednesday, March 21, where he will give a talk about amateur radio satellites.

In 2011 Paul was awarded the prestigeous Louis Varney Cup for Advances in Space Communication, which was presented to him at the Telford Hamfest.

Over the years Paul has worked promoting and encouraging the use of amateur radio satellites and perfecting the art of a portable ground station.

Amateur radio satellite communications can be acheived using very simple equipment. You don?t need high power or massive antennas.
If you want to find out more about this fascinating part of the hobby make sure you get to Paul?s talk.

The meeting starts at 7 pm on Wednesday, March 21 at Little Wenlock
Village Hall, Malthouse Bank, Little Wenlock, Telford, TF6 5BG.

How the find the TDARS meeting place
http://www.tdars.org.uk/html/How%20to%20Find%20Us2.html

The Telford and District Amateur Radio Society (TDARS) have just
produced issue 250 of their newsletter, read it at
http://www.tdars.org.uk/library/NewsletterFeb12.pdf

Source: http://www.southgatearc.org/news/february2012/amsat_uk_satellite_talk_at_telford.htm

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10 Things | Foodie Fresh

?about my day.

1. I got locked out of the house tonight which has put me way behind on all the work I need to do.

2. Rascal is exhausted from frantically licking the window to the back door, crying, and yelping as I tried to calm him down while the locksmith worked on getting the door opened.

3. The fuse blew in the living room (again!) so I?m intermittently catching up on Desperate Housewives on my laptop and working on my blog post for Creative Loafing tomorrow.

4. It involves Indian food and the crockpot. ?What?s not to love?

5. My mom came over for dinner tonight and tasted my Indian food crockpot surprise. ?She?s eagerly waiting for the recipe.

6. I signed a contract with Creative Loafing that says I?m not allowed to give my recipes that I develop for the Eat My Charlotte?blog to anyone before posting it there.??Obviously, I take that very seriously, when it?s my mom.

7. I somehow managed to roll my finger up in the window today while stopped at a light. ?It hurts, but my fingernail has yet to turn black and fall off. ?I?ll keep you posted.

8. I ran today. Only about 2-2.5 miles, but hey, it?s something. I also walked with my mom and Rascal.

9. My vegetable to chocolate ratio has been 1:1 today and I call that balance.

10. ?If I manage to take my running capris off before going to bed, I?m going to call today a success. ?No, a shower is not a part of my formula for success.

Name 1 to 10 random things about your day. Come on, you know you want to share!

?

?

Source: http://foodiefresh.com/2012/02/22/10-things/

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Most Americans agree with Santorum: Satan is real

GOP presidential candidate Rick Santorum on Tuesday defended his 2008 comments on Satan.

By msnbc.com staff

Rick Santorum is?far from?alone in professing a belief in Satan. In fact, most Americans believe in the devil too.

Santorum, the former Pennsylvania senator and 2012 Republican presidential contender, is making headlines this week for comments he made at a Catholic university in 2008 about Satan having his ?sights on? America.

In the speech, which resurfaced recently, Santorum told an audience at Ave Maria University in southwest Florida: ?Satan [has been] attacking the great institutions of America, using those great vices of pride, vanity and sensuality as the root to attack all of the strong plants that [have] so deeply rooted in the American tradition.?

?Atheists bill big names for 'coming out' party in Washington


He said Satan has been ?most successful? in attacking academia, but that Satan also has gone after the church and popular culture. Santorum said politics and government would be the next to fall to Satan?s attack. ?The body politic held up fairly well up until the last couple of decades but it is falling too.?

While such frank talk about spiritual warfare is uncommon among presidential candidates, surveys over the past few decades have shown that the majority of Americans do believe in Satan.

According to a 2007 Gallup poll, seven in 10 Americans said they believe in ?the Devil,? while 8 percent were not sure. Twenty-one percent said they don?t believe in the devil.

Eighty-six percent said they believe in God, while 8 percent were not sure and 6 percent said they don?t believe in God.

A 2009 Harris Interactive survey found 60 percent of American adults believe in the devil, while 82 percent said they believe in God.

"Santorum's comments regarding his theory of the fall of American institutions is, I think, quite relevant in the current presidential debate," said C. Melissa Snarr, associate preofessor of ethics and society at Vanderbilt University Divinity School.

"In a public speech, Santorum offered a grand interpretation of the current challenges facing the United States. I think it is imperative to analyze and debate his version of a political theodicy (or why bad things happen to good countries) and ask whether his interpretation is one that voters should feel comfortable backing," Snarr said in an email to msnbc.com."

Live Poll

Do you believe in Satan?

  • 176627

    Yes

    42%

  • 176628

    No

    55%

  • 176629

    Not sure

    3%

VoteTotal Votes: 16131

"What he's saying, it's certainly not any heresy," the Rev.?Tom Reese, a senior fellow at Georgetown University's Woodstock Theological Center, told CNN. "It's the language some preachers would use that conservative Catholics would be very comfortable with. Is it the kind of language theology professors at Catholic universities would use? Probably not. They would likely see it more metaphorically," he said, according to CNN.

Santorum on Tuesday defended his 2008 speech.

?You know, I?m a person of faith. I believe in good and evil,? he told reporters following a rally in Phoenix. ?I think if somehow or another, because you?re a person of faith you believe in good and evil [is] a disqualifier for president, we?re going to have a very small pool of candidates who can run for president.?

Snarr said the media is right to dissect the speech.

"Is the media making too much of it? No. He has chosen to make a very public interpretation of the trajectory of the United States (specifically citing an opposition candidate) and his public political theology should be discussed thoroughly," Snarr said in an email response.

She added: "This is not to say, however, that a belief in Satan or even spiritual warfare puts him at the 'extreme' end of Christianity. Belief in Satan and Satan's activity is present in multiple Christian traditions and particularly important for more theologically conservative evangelical believers? of whom there are many in the U.S."

More content from msnbc.com and NBC News

Source: http://usnews.msnbc.msn.com/_news/2012/02/22/10478701-devil-in-the-details-santorum-hardly-alone-in-belief-in-satan

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Thursday, February 23, 2012

Ex-director: Local NJ police didn't spy on Muslims (AP)

[unable to retrieve full-text content]AP - A former police director of New Jersey's largest city says no local officers were used in a spying operation that monitored and catalogued his city's Muslim neighborhoods.

Source: http://us.rd.yahoo.com/dailynews/rss/religion/*http%3A//news.yahoo.com/s/ap/20120222/ap_on_go_ot/us_nypd_intelligence_chief

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Elephants in Arabia? Scientists find prehistoric footprints.

The fossilized gigantic footprints detected in the Arabian dessert belong to a herd of elephants, scientists say.? The seven-million-year-old discovery marks the world?s oldest evidence on how these ancient mammals lived.??

The world's oldest elephant tracks have now been revealed, 7-million-year-old footprints in the Arabian Desert, researchers say.

Skip to next paragraph

These prehistoric footsteps, likely the work of some 13 four-tusked elephant ancestors, are the earliest direct evidence of how the?ancestors of modern elephants?interacted socially, and the oldest evidence of an elephant herd.

"Basically, this is fossilized behavior," said researcher Faysal Bibi, a vertebrate paleontologist at the Museum for Natural History in Berlin. "This is an absolutely unique site, a really rare opportunity in the fossil record that lets you see animal behavior in a way you couldn't otherwise do with bones or teeth."

The site, known as Mleisa 1, is in the United Arab Emirates. The region then was home to a great diversity of animals, including elephants,?hippopotamuses, antelopes, giraffes, pigs, monkeys, rodents, small and large carnivores, ostriches, turtles, crocodiles and fish. These were sustained by a very large river flowing slowly through the area, along which flourished vegetation, including large trees. The animals resembled those from Africa during the same time, though there are also similarities with Asian and European species of that period.?

Are you scientifically literate? Take our quiz!

Fossil trackways in the region have been long known to locals, and were taken to be the prints of dinosaurs or?giants of ancient myth. It was not until January 2011, when researchers mapped the area from the air for the first time, "that we realized what we had and how we could go about studying it," Bibi said. [The Creatures of Cryptozoology]

"Once we saw it aerially, it became a much different and clearer story," said researcher Brian Kraatz at Western University of Health Sciences in Pomona, Calif. "Seeing the whole site in one shot meant we could finally understand what was happening."

The footprints cover an area of 12.3 acres (5 hectares). This is about equal to nine U.S. football fields, seven soccer fields, or the base of the Great Pyramid of Giza.

"The trackways are visually stunning," said researcher Andrew Hill at the University of Poitiers in France. "It is quite obvious to anyone, without any technical knowledge, that these are the?footprints of very large animals, and to learn that they are over 6 million years old presents a visitor with the sensation of walking back in time."

Source: http://rss.csmonitor.com/~r/feeds/science/~3/QOW29slizmo/Elephants-in-Arabia-Scientists-find-prehistoric-footprints

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Asia stocks fall amid Greek debt deal doubts (AP)

[unable to retrieve full-text content]

Money traders work at a foreign exchange firm in Tokyo Wednesday, Feb. 22, 2012. The U.S. dollar rose to the 80-yen mark Wednesday for the first time since Aug. 4 in midday Tokyo time. (AP Photo/Itsuo Inouye)AP - Asian stock markets were mostly lower Thursday as investors fretted over the details of a deal to save Greece from financial collapse and preserve its place among nations that use the euro. Japan bucked the trend as the yen weakened, boosting exporter shares.


Source: http://us.rd.yahoo.com/dailynews/rss/stocks/*http%3A//news.yahoo.com/s/ap/20120223/ap_on_bi_ge/world_markets

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How Deck Boxes Improve Your Deck Furniture Life | The Brigante ...

Posted by admin on February 21, 2012 |
in Patio Deck
as Boxes, Deck, Furniture, Improve, Life
5621864713 69ed3edddc m How Deck Boxes Improve Your Deck Furniture Life

You may have heard a lot about deck boxes during your searches for the perfect patio furniture. That being said, you may also be confused as to why you need one of these to add to your patio. How would your deck benefit from putting a box on display? What purpose will it serve? How can it change the storage paradigm for all my deck needs?

If you are not sure how a deck box can improve your life, you may want to read on. While this key piece of furniture may seem extraneous as best, a box can serve as the key storage place throughout the year. Adding a box to your patio can bring together all the storage needs, keeping them in one key place for access by all of your guests as they need. Instead of fighting and hiding all of your items, it is much easier to keep them all in one key location ? sitting in your deck box. You never know when your patio items will come in handy?and when it does, you will be completely ready to answer the call.

Everybody loves having a frosty cold beverage during the long, hot days of summer.

But keeping them cool can be such a hassle. And furthermore, keeping them cool can be a problem ? how do we keep them cold and out of the way? Traditional ice chests are unsightly, and can get in the way, keeping guests tripping and jumping just to have a cold beverage. This is the perfect example of using a deck box, and how it can work for your deck. With all the right accessories, your box can become a cooler in no time, holding plenty of ice, and keeping your beverages of choice cold all day long. And clean-up is a snap with these boxes: just take out the liner, dump, and store for the next time your storage box needs to become the center of the party.

Many people keep chair and bench cushions for deck furnishings that come off as easy as they get tied on.

This is a great touch, as it keeps chairs cool and comfy throughout the hot summer seasons. But leave them out in the heat and moisture too long, and they can start to turn dirty and hard in a hurry. Moisture, debris, and other environmental factors will degrade the quality of your cushions in no time. This is where the deck box comes in: instead of having to trudge your cushions back and forth from the garage, they can go in the box conveniently placed on your deck. Take them out with ease when your guests are here, and when they go, put them back without hassle or unneeded effort. This gives you much more time to enjoy your outdoor paradise without the worry of putting things away.

It has been said that a deck box is nothing more than an over glorified park bench, that is simply constructed better (and without a back). These key pieces of furniture are only as over glorified bench if you want it to be. Because of the sturdy construction out of the hardest woods available on the market, it can be one of the nicest benches you?ll ever purchase. Why buy a bench and separate storage boxes, when you can combine comfort, aesthetic pleasure, and function in one? Adding a box will give a place for your guests to enjoy the great seasons, while giving you a great hidden storage space.

Purchasing a deck box can be one of the best investments you can make for your patio. Bringing together function with beauty will serve you well in the long run, and add a new tool for you to better enjoy your patio furniture.

More Patio Deck Articles

Source: http://www.thebrigantebrand.com/2012/02/21/how-deck-boxes-improve-your-deck-furniture-life/

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Wednesday, February 22, 2012

Skier saved from deadly avalanche by airbag backpack

ABS
Considering the pain and loss she's just endured, you may have a hard time convincing professional skier Elyse Saugstad that she's a lucky woman, but it's true. Saugstad was tackling Tunnel Creek in the Cascade Mountains with a group of other experienced backcountry skiers, when a large sheet of snow broke loose from the side of the mountain. Elyse and three others were sent hurtling 3,000 feet down the slope, sadly, only she survived the ordeal. Her almost miraculous escape was thanks in large part to the inflatable airbag system she wore. The safety gear has been available for sometime in Europe, but it only recently started making a splash here in the US. The large bladders filled with nitrogen helped keep her near the top of the avalanche, making it easier for her to breathe once the snow had settled and easier for rescuers to find her. Hit up the source link for an interview with Elyse Saugstad.

[Thanks, Aaron]

Skier saved from deadly avalanche by airbag backpack originally appeared on Engadget on Tue, 21 Feb 2012 21:02:00 EDT. Please see our terms for use of feeds.

Permalink   |  sourceBBC  | Email this | Comments


Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/sb9z4PpdTzI/

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US, Mexico agree to cooperate on energy (AP)

[unable to retrieve full-text content]

Secretary of State Hillary Rodham Clinton shakes hands with Mexico's Foreign Minister Patricia Espinosa, second right, in Los Cabos, Mexico, Monday, Feb. 20, 2012, during a ceremony where they signed the US-Mexico Agreement Concerning Transboundary Hydrocarbon Reservoirs in the Gulf of Mexico. From left are, Clinton, Interior Secretary Ken Salazar, Mexico's President Felipe Calderon, and Mexico's Secretary of Energy Jordy Herrera. (AP Photo/Charles Dharapak, Pool)AP - The United States and Mexico agreed Monday to work together when drilling for oil and gas below their maritime border in the Gulf of Mexico.


Source: http://us.rd.yahoo.com/dailynews/rss/science/*http%3A//news.yahoo.com/s/ap/20120220/ap_on_go_ca_st_pe/lt_us_mexico_energy

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Tuesday, February 21, 2012

Simple Ways To Stay Safe On A Cruise Ship | ABC Article Directory

If there's one thing that most everybody in the world likes to do, it's travel. The travel industry is one of the biggest in the world. In some countries, the travel and tourism industry is their biggest source of income for the country. Many people save their money and their time all year long so they can go on a wonderful vacation. And one of the great things about vacations is that there are so many different kinds. From safaris to mountain climbing expeditions, there's no end to the way you can spend your leisure time. One very popular way to travel is to take a cruise. These are great for many reasons. They are all inclusive, so you don't have to worry about anything. You can just relax and enjoy yourself. However, there are some things you should be worried about. And you'll learn what those things are in this article.

The first thing you'll need to know is how to use a lifeboat. Generally speaking, cruise ships don't teach passengers too much about this kind of safety, so you've got to take it upon yourself to figure it out. Take a walk around the ship once you get on there, just so you know where the lifeboats are. That way if something goes down, you'll know exactly what to do.

If there is only one bad person on board who is going to take advantage of other people, then this can ruin your whole trip. That's why it's always a good idea not to stray too far away from people. Stick around people the whole time, and you won't run into any kind of trouble.

When you go ashore, make sure to go with a group. If you go by yourself, you could be a sitting duck for thieves who prey on tourists. Because you have to get back on the ship in a couple of hours, you'll be less likely to go to the police. Thieves know this, and can take advantage of this fact.

Of course, it goes without saying that you should keep your cabin door locked at all times. Don't open it for anybody that you don't know.

If you drink a lot of alcohol, you could be an easy target for somebody who wants to rob you. So be careful about this. Sure, have a couple of drinks and enjoy yourself, but don't drink so much that you pass out in the middle of the dance floor.

Taking a cruise can be a wonderful journey. When you follow these simple tips, you'll stay safe, and really enjoy yourself. Have fun.

Still Searching? Last Chance to find what you're looking for. Search the web with Google Custom Search!

Source: http://www.abcarticledirectory.com/Article/Simple-Ways-To-Stay-Safe-On-A-Cruise-Ship/1564735

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[OOC] Area Clearance

Forum rules
This forum is for OOC discussion about existing roleplays.

Please post all "Players Wanted" threads in the Roleplayers Wanted forum!

This topic is an Out Of Character part of the roleplay, ?Hero's Squall?. Anything posted here will also show up there.

Topic Tags:

Forum for completely Out of Character (OOC) discussion, based around whatever is happening In Character (IC). Discuss plans, storylines, and events; Recruit for your roleplaying game, or find a GM for your playergroup.
For defeating all the monsters in an area a player who does this will gain one thousand experience points. If the kills in an area are split between a number of people then however many monsters they have defeated in one area gets multiplied by two and added to their experience points. So if you defeated 20 goblins in an area and they are worth fifty experience points then you get:

50 x 20 x 2= 2000 Experience Points

If you only defeat five though then when an area is cleared by someone you get:

50 x 5 x 2= 500 Experience Points

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DragonWriter
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